Holcomb Dunbar - North Mississippi Attorneys

Insurance Law from A to Z Series – Automobile Guest

Summary Mississippi Insurance Law CoverIt’s time for the next installment of Holcomb Dunbar law series “Insurance Law from A to Z.”  This was put together by our litigation group  who practice in the insurance law arena.  Of course, if you have questions about these or any other topics please do not hesitate to contact us.

This week’s installment – Automobile Guest

An automobile guest statute typically limits a driver’s responsibility to a passenger in her vehicle.  However, there is no “Guest Statute” in Mississippi.  A driver owes passengers a duty of ordinary care.  Hatcher v. Daniel, 87 So. 2d 490, 492 (1956). 

A passenger assumes the risks of obvious danger not created by the driver.  Griffin v. Holliday, 233 So. 2d 820, 822 (Miss. 1970). 

Contributory negligence rules may apply when passenger fails to exercise reasonable care for his own safety, i.e. riding with an obviously intoxicated driver.  Hill v. Dunaway, 487 So. 2d 807, 811 (Miss. 1986).

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The information contained in this post is for general guidance on matters of interest only.  The application and impact of laws can vary widely based on the specific facts involved. Given the changing nature of laws, rules and regulations, there may be omissions or inaccuracies in information contained in this report.  Accordingly, the information in this report is provided with the understanding that the authors are not herein engaged in rendering legal, tax, or other professional advice and services.  As such, it should not be used as a substitute for consultation with legal or other competent advisers.  Before making any decision or taking any action, you should consult with your counsel or the attorneys at Holcomb Dunbar.

2018